Comparison Hub
Honest, side-by-side comparisons so you can choose the right buyer for your note
We believe in transparency. That's why we publish detailed comparisons against every major note buyer — including where they outperform us.
29+
Years in Business
100%
Close Rate*
$500
Better Offer Guarantee
21 days
Average Close
*On deals without title or legal defects.
Click any card to see a detailed, honest comparison between NBOA and that competitor.
The single most important metric. A deal that falls through wastes weeks of your time and can cost you legal fees. Ask every buyer for their close rate.
Does the buyer guarantee their price? NBOA's $500 Better Offer Guarantee is the only one in the industry. Most buyers won't commit to matching competitors.
"Re-trading" is when a buyer lowers their offer after you've accepted. Ask if they have a written no re-trade policy. Many don't.
Industry average is 30–45 days. Faster closings mean you get paid sooner and reduce the risk of complications derailing your deal.
Most direct buyers charge zero fees. But marketplace platforms and some brokers charge 1–3% service fees. Always ask who pays closing costs.
Check BBB accreditation, complaint history, and Google reviews. A long track record with zero complaints is a strong trust signal.
The best note buyer depends on your priorities. NBOA offers a $500 Better Offer Guarantee, 100% close rate, and AI-powered pricing. Other strong options include Amerinote Xchange ($800M+ volume), FNAC (bank-backed, 50+ years), and Colonial Funding Group (40,000+ notes purchased). We recommend getting quotes from multiple buyers and using NBOA's guarantee to ensure the best price.
Compare note buyers on close rate, closing speed, price guarantees, re-trade policies, seller fees, BBB rating, and Google reviews. The most important factors are close rate (will the deal actually fund?) and whether the buyer offers price protection against re-trades or better competing offers.
Get your NBOA quote, then compare it to any competitor. Our $500 Better Offer Guarantee means you have nothing to lose.