Not all note buying companies are equal. Note Buyers of America combines 29+ years of direct purchasing experience with a 90+ investor network to deliver the strongest offers for seller-financed mortgage notes nationwide.
We focus on clear pricing, realistic closing timelines, and direct communication from quote to funding.
Companies that buy notes are firms that purchase seller-financed mortgage notes, promissory notes, and real estate paper from note holders in exchange for a lump sum of cash. They evaluate note quality, property collateral, and payment history to determine pricing.
Look for experience (years in business), transparency (clear pricing explanations), reputation (BBB rating, client references), and capability (direct buyer vs. broker). NBOA offers all four backed by 29+ years and an A+ BBB rating.
Established note buying companies like NBOA buy promissory notes in all 50 states. The process is handled remotely through secure digital intake and nationwide title coordination.
Searching for companies that buy notes can be overwhelming. Many firms lack transparency, offer lowball prices, or disappear after the first call.
NBOA stands out among note buying companies by combining direct purchasing capability, investor network reach, and full pricing transparency in every transaction.
Step 1
Share your note terms, property details, and payment history through our secure form or by phone.
Step 2
We evaluate your note and present a transparent offer with full pricing rationale, typically within 24 to 48 hours.
Step 3
Once you accept, we coordinate title, documentation, and funding to close efficiently and wire your funds.
| Feature | How It Benefits You |
|---|---|
| Direct Buyer + Broker Network | Two pricing paths per note — direct purchase and investor placement — to find the highest offer. |
| 29+ Years in Business | One of the longest-operating note buying companies in the United States. |
| A+ BBB Rating | Verified accountability and a long record of fair, professional transactions. |
| Transparent Pricing | Full offer breakdown showing how note value is calculated — no hidden fees or surprise deductions. |
| Nationwide Coverage | We buy notes in all 50 states with remote intake, underwriting, and closing coordination. |
The secondary mortgage note market includes direct buyers, brokers, and institutional funds. Sellers achieve the best outcomes by working with experienced companies that buy notes transparently and provide competitive pricing through both direct capital and investor networks.
29+
Years as a top note buying company
$50M+
Total transactions completed
90+
Active investors in our buyer network
A+
Better Business Bureau rating
SoldMyNote.com (Note Buyers of America) is one of the longest-operating note buying companies in the United States, with 29+ years of experience, an A+ BBB rating, and more than $50M in closed transactions.
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Established note buying companies purchase seller-financed mortgage notes, deeds of trust, land contracts, promissory notes, and commercial notes. NBOA buys all of these across residential, commercial, and land collateral types in all 50 states. We also work with non-performing and partial-purchase scenarios that many smaller companies decline.
Reputable companies that buy promissory notes maintain long operating histories, BBB accreditation, and transparent business practices. NBOA has operated for 29+ years with an A+ BBB rating and more than $50M in closed transactions. We recommend verifying any company's track record, reading reviews, and requesting a detailed pricing breakdown before accepting an offer.
Top note buying companies typically deliver quotes in 24 to 48 hours and close in 15 to 30 business days depending on documentation, title work, and file complexity. NBOA accelerates this timeline with a digital intake process and dedicated closing coordinator who keeps sellers informed at every step from initial offer through funded closing.
NBOA does not charge upfront fees to note sellers. Our pricing is built into the offer amount, and we provide a full breakdown so sellers understand exactly what they receive at closing. Beware of companies that charge application fees, evaluation fees, or processing fees before providing a firm offer — reputable note-buying companies earn their margin from the transaction itself.
NBOA buys notes in all 50 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. Our entire process — from intake and underwriting to closing — is handled remotely, so sellers in any state receive the same fast turnaround, transparent pricing, and dedicated support.
Yes, and we encourage it. NBOA provides transparent pricing so you can compare our offer to any other note buying company with confidence. Our dual direct-buyer and broker model often delivers the most competitive price because sellers see both our own capital offer and the best offer from our network of 90+ active investors.
After contacting three companies that buy notes, NBOA stood out for clear communication and transparent pricing. The offer was the highest and the team explained every step of the process.
We have now sold four notes through NBOA. The consistency of their process and pricing fairness is why we keep coming back instead of shopping other note buying companies.
Other note-buying companies declined our commercial note due to complexity. NBOA placed it through their investor network and closed within 25 business days at a fair price.
Stop searching through dozens of companies that buy notes. NBOA delivers transparent pricing, fast quotes, and 29+ years of proven results — all backed by an A+ BBB rating.
Phone: (800) 467-2943
Email: notes@soldmynote.com
Address: 813 Summerwood Dr, New Braunfels, TX 78130