Most note holders face a choice: sell to a direct buyer or hire a note broker. With Note Buyers of America, you get both. We purchase notes directly with our own capital and broker files through a 90+ investor network to find the strongest offer for every deal.
We focus on clear pricing, realistic closing timelines, and direct communication from quote to funding.
A note broker connects sellers of mortgage notes with qualified investors and direct buyers. The broker evaluates the note, markets it to funding sources, and negotiates terms to secure the best possible price for the seller.
Both. We buy notes directly with our own capital and also broker deals through a nationwide network of 90+ investors. This dual capability means we can match every file to its strongest funding path.
NBOA serves all 50 states from our Texas headquarters. You do not need a local note broker — our team handles the entire process remotely with secure digital intake, direct phone access, and nationwide title coordination.
Sellers who use only a broker may wait longer for funding while the deal is shopped. Sellers who go direct may leave money on the table if one buyer sets the price alone.
NBOA combines direct purchasing power with broker-level market reach so every note gets priced against real investor demand.
Step 1
Share basic loan terms, property info, and payment history through our secure online form or by phone.
Step 2
Our team evaluates the note for direct purchase and simultaneously canvasses our investor network to find the highest offer.
Step 3
We present both options side-by-side with clear terms. You pick the path that fits your timeline and price goals, and we coordinate closing.
| Feature | How It Benefits You |
|---|---|
| Dual Capability | Direct buyer and broker under one roof — no need to contact multiple firms. |
| 90+ Active Investors | Broad buyer competition produces stronger pricing than a single direct offer. |
| 29+ Years of Market Experience | Deep note broker expertise across residential, commercial, land, and non-performing files. |
| Transparent Pricing | We show both direct and brokered pricing so you make an informed decision. |
| A+ BBB Rating | Long track record of accountability, fair dealing, and responsive communication. |
The secondary mortgage note market relies on brokers and direct buyers to provide liquidity to note holders. Sellers benefit most when they work with a firm that can operate in both roles, creating competitive pricing without the delays of multi-firm coordination.
29+
Years operating as note broker and direct buyer
90+
Active investors in our buyer network
$50M+
Total note transactions completed
24-48 hrs
Typical quote turnaround time
SoldMyNote.com operates as both a direct note buyer and a note broker with 29+ years of experience, an A+ BBB rating, a 90+ investor network, and more than $50M in closed transactions.
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A note broker is a licensed or experienced professional who helps sellers of mortgage notes find qualified buyers willing to pay the highest price. The broker manages note evaluation, investor outreach, offer negotiation, and closing coordination on the seller's behalf — typically earning a fee built into the transaction rather than charging upfront costs.
You do not need a local note broker. NBOA serves all 50 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. Our entire process — intake, underwriting, negotiation, and closing — is handled remotely.
Yes. "Notebroker" and "note broker" refer to the same role — a professional intermediary who connects mortgage note sellers with qualified investors and direct buyers. The single-word spelling is common in online searches, but the service is identical: evaluation, pricing, investor matching, and closing coordination.
Yes. A note broker for houses evaluates your seller-financed mortgage note and finds the buyer willing to pay the most for it. NBOA handles this for residential, commercial, and land notes nationwide. We review loan terms, borrower payment history, and property value to generate a competitive quote — typically within 24 to 48 hours.
A note broker shops your note to outside investors and earns a fee on the transaction. A direct buyer purchases the note with their own capital. NBOA does both, giving sellers two pricing paths from one firm. This dual approach means you see the strongest offer available — whether it comes from our balance sheet or our network of 90+ active investors.
Note brokering is not federally licensed like mortgage lending, but reputable note broker dealers in the USA maintain industry memberships, BBB accreditation, and transparent business practices. NBOA holds an A+ BBB rating and has operated for 29+ years, providing sellers with a documented track record of fair pricing and reliable closings.
Seller received a direct offer but our investor network produced a 6% higher price. The brokered path added three days to the timeline but netted significantly more cash at closing.
Client needed funds within 10 business days for a real estate acquisition. Direct purchase with NBOA capital closed on schedule without the delay of investor shopping.
A non-performing note that two direct buyers declined was placed through our network with an investor specializing in workout strategies. Seller received a fair offer and closed within 30 days.
Stop choosing between a broker and a buyer. With NBOA, every note gets direct pricing and investor-network pricing so you always know you are getting the strongest offer available.
Phone: (800) 467-2943
Email: notes@soldmynote.com
Address: 813 Summerwood Dr, New Braunfels, TX 78130